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Health insurance

 

Insurance Companies and Brokers in Spain

BMI - Insurance coverage for all of the Costa del Sol BMI (Banner Murdoch Insurance Brokers S.L.)
Provides brokerage services for contracting all kinds of insurance and financial products. BMI is located on the Costa del Sol, Malaga. Offices in Marbella and Fuengirola.


In this case the insurer agrees to pay to the insured a stipulated sum in the event of illness or temporary disability, as well as cover the cost of medical assistance.

There are two types of health insurance:

  • Medical assistance: The insurance companies have a wide range of doctors who may assist you. The coverage will depend upon the terms agreed in the policy.
  • The reimbursement of expenses for medical assistance: in this case you choose the doctor, the insurance company shall return the medical expenses to you within certain limits.

The health insurance does not cover some specific situations such as the hospitalization in case of transmissible diseases (AIDS), medical treatment for alcoholism, addiction to drugs, labor accidents …

Frequently the insurance companies do not admit insurances for persons aged over 60 years old, in case they admit them, the policy cost will be increased.

Coverage period is for 1 year, the policy costs are increased every year.

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Article by iAbogado Servicios Jurídicos SL (Madrid, Spain). Visit www.iAbogado.com for more original content like this. Reprint permission granted with this footer included.